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Boat Insurance In Cincinnati

Flood vs. Sewer Drain Backup

Sewer & Drain vs. Flood Insurance

A flood involves rising waters, such as those caused by rain, melting snow, or overflow of a river. However, a homeowner’s or a commercial property policy does not cover it. The primary way to insure your home or commercial properties against flood is through the National Flood Insurance Program (NFIP)

Sewer and drain backup on the other hand involves water that causes damage to to house and property as a direct result of a sewer or drain that backs up. Sewer and drain back up coverage can be purchased as an endorsement to your homeowner's and commercial policies.

Boat Insurance In Cincinnati

Boat owners insurancein Cincinnati can be purchased as a separate insurance policy.
 
Is Boat Insurance Required in Ohio? 
It is not required by Ohio state law but it may be required if you obtain financing for your boat from your bank or finance company. It is best to purchase boat insurance in Ohio due to the fact that you may be found legally responsible for any injuries or property damage that occurs due to a boating accident that you are envolved in.
 
What Is Covered on Boat Insurance Policies in Ohio?