Rutherford Insurance Agency - SR 22 / DUI / High Risk Auto - Harrison, OH
Rutherford - Insurance Agency
  • Are you in need of an SR22?
  • Have you had a DUI?
  • Are you a high-risk driver that traditional insurance companies will not insure?

 If you answered yes to any of those questions at Rutherford Insurance Agency we can help!  We have several companies that specialize in helping individuals that have had some difficult times. 

Call us today so we can discuss your situation and provide you with options and a quote. 
Do you need an SR22? Caught without insurance, have a DUI or suspended license. If so contact Rutherford Insurance Agency in Sharonville Ohio for your SR22 needs, We represent several companies and will find you an affordable SR22 rates.

What is an SR22?

An SR22 certification is a form that is filed with the state BMV, it is not a type of insurance.

An SR22 certificate of financial responsibility verifies that the named individual is carrying at least the state-mandated amount of car insurance. The insurance company is guaranteeing to the state that you're maintaining coverage and are financially responsible for any accidents, and the state will be notified if you do lapse the SR22.

Who may need an SR22?

Regulations vary from state to state, but an SR22 is usually required for a driver to regain his or her license after driving-related violations, such as:

  • Multiple traffic offenses
  • DUIs, or other serious moving violations
  • License suspension or revocation
  • Violations for failure to maintain the mandatory insurance coverage required in your state.
  • Accident caused by an uninsured driver

Had a DUI? Need high risk insurance or an SR22? Rutherford Insurance Agency in Sharonville Ohio can help you obtain insurance after a DUI or if you are in need of an SR22 or High Risk Insurance.

Can I get auto insurance after a DUI?

Having a DUI on your driving record will cause your auto insurance rates to increase because auto insurance companies will classify you a higher-risk driver. This is likely to be the case with any auto insurance company. 

In fact, most traditional auto insurance companies simply don't offer DUI insurance due to the high risk. 

How long will I have to pay higher rates?

As with most minor or major convictions, a DUI will raise your car insurance rates for at least three years, and with some insurance companies five years. If your state keeps the offense on your record longer than three years, and many do, it's common for this offense to affect your car insurance rates for five to seven years or more

Call Rutherford Insurance Agency so we can discuss your situation and provide you with a quote.