You can insure your boat through your homeowners insurance, however when something unexpected happens on the water, you want to be sure you're covered—and homeowners insurance typically only provides so much coverage. You need to get an insurance policy that will cover your boat from bow to stern, your gear and much more.
With a boat insurance policy you can cover yourself and your Crew
- Watercraft Medical Payments Coverage Helps pay the medical costs if you or anyone on your boat is injured in an accident.
- Watercraft Liability Coverage Helps protect you from paying medical and other costs for other people injured in an accident. This policy also helps to protect you from paying for the repair or replacement of another operator's boat or property you may damage.
How a policy can provide coverage for your Boat
- Your Property Coverage will help pay for damage to your boat if you're involved in an accident with another boat or some other object such as a pier, buoy, dock, or debris. The policy may also pays for damage caused by something other than a collision, such as theft, fire, or vandalism.
Personal Watercraft (PWC)
- A water jet pump driven watercraft.
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